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Home›Tools›Comprehensive Tax Planner
🧮 Comprehensive Tax Planner 2026/27

Your full tax picture, in one place

Model employment, self-employment, dividends, rental (with Section 24), savings, pension contributions, capital gains and losses. Uses 2026/27 rates including the new dividend rates.

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🧮 Tax Planning Calculator

⚠️ Estimate only for England, Wales & Northern Ireland. Scottish income tax rates differ. Leave fields blank or at 0 if not applicable.
💼 Employment Income▼
🧰 Self-Employment▼
🏠 Rental Income▼
📈 Dividends & Savings▼
🏦 Pension Contributions▼

Enter the gross amount (your net contribution grossed up by 25%). High-earner annual allowance taper not modelled here.

📊 Capital Gains▼
⚠️ Important Disclaimer — Please Read CarefullyThis calculator provides rough estimates for illustrative and general information purposes only. It is not tax advice and must not be relied upon when making any financial, tax or investment decisions. The calculations use simplified assumptions and may not reflect your actual liability. Tax rules are highly complex and your individual circumstances — including sources of income, available reliefs, allowances, residency, domicile, prior-year losses and many other factors — will affect the actual position. Rates and thresholds shown are for the 2026/27 tax year based on information available at the time of publication and may since have changed. The Tax Lead Limited accepts no liability for any loss arising from use of this calculator. Always seek professional advice before making any decisions.

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Total Estimated UK Tax

£0
All taxes combined — see breakdown below
Effective tax rate
Personal Allowance available
Adjusted Net Income
📋 Tax Breakdown
Income tax on earnings & rental
Income tax on savings
Income tax on dividends
Section 24 tax credit−£0
Employee NIC (Class 1)
Self-employed NIC (Class 4)
Capital Gains Tax
Total tax & NIC
🔄 Losses Carried Forward
Trading losses to carry forward
Property losses to carry forward

📋 What This Tool Models

2026/27 rates including the new dividend tax (10.75/35.75/39.35%), Personal Allowance taper between £100k and £125,140, the order of taxation (non-savings → savings → dividends), the £5,000 starting rate band for savings, Personal Savings Allowance (£1,000/£500/£0), Section 24 mortgage interest restriction, basic Class 4 NIC, residential vs other CGT rates, the £3,000 AEA, BADR at 18%, and trading/property loss carry-forward. Not modelled: Scottish rates, FHL transition, marriage allowance, child benefit charge, married couple’s allowance, pension annual allowance taper, EIS/SEIS reliefs, gift aid carry-back, foreign income or treaty reliefs. Get professional advice →

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UK Tax Pillar Guide 2026/27

How income tax, NIC, dividend tax, CGT, IHT and VAT interact.

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Specialisms

  • Residential Property Tax
  • Commercial Property Tax
  • Technology & Software
  • Prop Trading & LLPs
  • Crypto Tax
  • Personal Tax

Services

  • Accounting & Reporting
  • Business Tax Advisory
  • Property Tax
  • International Tax
  • VAT Services
  • Payroll
  • MTD ITSA Support
  • Outsourced Head of Tax
  • Tax Position Review
  • Virtual Finance Office

Who We Serve

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  • Property Developers
  • Landlords
  • High Net Worth
  • International Investors
  • Construction

Insights

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  • 📋 Tax Rates 2026/27
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