Model employment, self-employment, dividends, rental (with Section 24), savings, pension contributions, capital gains and losses. Uses 2026/27 rates including the new dividend rates.
Enter the gross amount (your net contribution grossed up by 25%). High-earner annual allowance taper not modelled here.
2026/27 rates including the new dividend tax (10.75/35.75/39.35%), Personal Allowance taper between £100k and £125,140, the order of taxation (non-savings → savings → dividends), the £5,000 starting rate band for savings, Personal Savings Allowance (£1,000/£500/£0), Section 24 mortgage interest restriction, basic Class 4 NIC, residential vs other CGT rates, the £3,000 AEA, BADR at 18%, and trading/property loss carry-forward. Not modelled: Scottish rates, FHL transition, marriage allowance, child benefit charge, married couple’s allowance, pension annual allowance taper, EIS/SEIS reliefs, gift aid carry-back, foreign income or treaty reliefs. Get professional advice →
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